Barrie and Orillia Mortgage Blog

Your Barrie and Surrounding Area Mortgage Broker of Choice

Category: Barrie Mortgage Bites (43 posts)

How to Improve Your Chances of Being Approved for a Mortgage in Barrie, ON

How to Improve Your Chances of Being Approved for a Mortgage in Barrie, ON

December 19, 2018 | Posted by: Della Dwyer

For most first time home buyers, obtaining a mortgage is a crucial part of the purchasing process. However, being approved for a mortgage is often easier said than done. It can be disheartening to f ... [read more]

The Pros And Cons Of Reverse Mortgages in Barrie, ON

The Pros And Cons Of Reverse Mortgages in Barrie, ON

November 21, 2018 | Posted by: Della Dwyer

No matter how carefully you plan, life can put a dent in your retirement funds. A life-altering accident or illness can turn your life upside down. Dipping into your retirement to meet uncovered expen ... [read more]

Should You Get a Shorter-Term Mortgage, Make Extra Payments, or Something Else in Barrie, ON?

Should You Get a Shorter-Term Mortgage, Make Extra Payments, or Something Else in Barrie, ON?

September 19, 2018 | Posted by: Della Dwyer

When getting a home mortgage, if you can afford higher payments, often the option of a 15-year loan instead of one of 30 years is an option.  It can be an enticing idea to know that you'll be fre ... [read more]

Real Estate: How to Refinance a Mortgage with a Bad Credit Score in Barrie, ON

Real Estate: How to Refinance a Mortgage with a Bad Credit Score in Barrie, ON

July 4, 2018 | Posted by: Della Dwyer

There are many excellent reasons a homeowner may look into refinancing their mortgage. To refinance means to replace your current mortgage with a new one, almost always with a lower interest rate. For ... [read more]

6 Home Renovations That Will Increase Your Home's Value in Barrie, ON

6 Home Renovations That Will Increase Your Home's Value in Barrie, ON

June 20, 2018 | Posted by: Della Dwyer

Home renovations can be an expensive and time-consuming commitment, and whether you plan on staying put for the long haul or flipping the house right away, it's worth knowing which renovation projects ... [read more]

Great Buy on a Home in Barrie, ON? - Don't Expect the Appraisal to Prove It

Great Buy on a Home in Barrie, ON? - Don't Expect the Appraisal to Prove It

May 2, 2018 | Posted by: Della Dwyer

Buying a home can be fun and exciting, especially when you drive a hard bargain and get that seller over a barrel.  You did your research, caught a home with higher than average days on the marke ... [read more]

Planning to Refinance Your Mortgage in Barrie, ON? Ask These 4 Questions First

Planning to Refinance Your Mortgage in Barrie, ON? Ask These 4 Questions First

April 4, 2018 | Posted by: Della Dwyer

Deciding to refinance is a crucial financial move that can help you make significant savings. When you plan properly, do your research, and take time to evaluate where you stand financially, you'll be ... [read more]

Looking to Invest in Barrie, ON? Pay Down Your Mortgage Instead

Looking to Invest in Barrie, ON? Pay Down Your Mortgage Instead

January 17, 2018 | Posted by: Della Dwyer

With all the gloomy news about pension plans in the press you may be worrying whether you should actually be investing in a pension plan or not. A new wave of thinking suggests possibly not. There may ... [read more]

The Advantages and Disadvantages of Buying a New Home vs an Existing Home in Barrie, ON

The Advantages and Disadvantages of Buying a New Home vs an Existing Home in Barrie, ON

January 3, 2018 | Posted by: Della Dwyer

If you're planning on investing in real estate, then you're going to have two main options: to buy an existing home or buy a new home in Barrie, ON. An existing home is a house that has been lived in ... [read more]

Seven Inexpensive Home Staging Ideas for a Quick Sale for people in Barrie, ON

Seven Inexpensive Home Staging Ideas for a Quick Sale for people in Barrie, ON

November 15, 2017 | Posted by: Della Dwyer

When your Barrie, ON home is on the market, first impressions matter more than ever. If a potential buyer doesn’t like what they see in the first few minutes, that bad start could color the rest ... [read more]

Five Reasons Why You Should Have More Than One Bank Account in Barrie, ON

Five Reasons Why You Should Have More Than One Bank Account in Barrie, ON

October 4, 2017 | Posted by: Della Dwyer

In today's tech world, being victimized by hackers can leave you penniless if you have only one bank account. The following five situations demonstrate how a having a backup account can keep you ... [read more]

For Savvy Spenders in Barrie, ON: How to Make the Most of your Credit Cards

For Savvy Spenders in Barrie, ON: How to Make the Most of your Credit Cards

July 5, 2017 | Posted by: Della Dwyer

Savvy Spender: Simple, Smart Ways to Make the Most of Your Credit Cards With their vast array of special perks and member benefits, credit cards are an appealing financing option for modern Barrie, O ... [read more]

Buying a Barrie or Orillia Home, Step One: Mortgage Pre-Approval

Buying a Barrie or Orillia Home, Step One: Mortgage Pre-Approval

June 21, 2017 | Posted by: Della Dwyer

Whether you're looking to buy your first home, or haven't purchased a home in the past several years, you may be surprised to discover that searching your local real estate listings is not always the ... [read more]

7 Easy Tips for Preventing Clutter

7 Easy Tips for Preventing Clutter

June 21, 2017 | Posted by: Della Dwyer

Whether you are preparing your Barrie home for sale or just trying to gain a little sanity it's great to declutter your home. From saving space to sparing time and reducing stress, decluttering can ma ... [read more]

Why Remortgage Your Barrie Home? 4 Excellent Reasons to Consider Refinancing Your Home

Why Remortgage Your Barrie Home? 4 Excellent Reasons to Consider Refinancing Your Home

June 14, 2017 | Posted by: Della Dwyer

Your Barrie, Ontario home is probably the most significant purchase you'll ever make, yet it's surprising how many people simply continue paying their mortgage every month without thinking too much ... [read more]

3 Simple Updates to Help Sell Your Barrie, ON Home Fast

3 Simple Updates to Help Sell Your Barrie, ON Home Fast

May 31, 2017 | Posted by: Della Dwyer

If you're getting ready to sell your Barrie, ON home, you may be wondering what you can do to help it sell quickly. How can you make your home more appealing without investing a lot of time or money? ... [read more]

Getting Your Whole Family on Board When Selling Your Barrie, Ontario  Home

Getting Your Whole Family on Board When Selling Your Barrie, Ontario Home

May 24, 2017 | Posted by: Della Dwyer

If you are selling your Barrie, Ontairo home, this can be a challenge when you are in charge of getting your family on board as well. Selling a home with kids has its own challenges, but it isn't impo ... [read more]

Price Your Barrie, Orillia or Midland On Home Realistically If You Want It To Sell

Price Your Barrie, Orillia or Midland On Home Realistically If You Want It To Sell

May 10, 2017 | Posted by: Roar Solutions

Setting a price for the Barrie, Orillia or Midland On home you are selling requires serious thought and research. Homebuyers have choices in today's market, and that means you should not list your hom ... [read more]

Timing Your Home Sale in Barrie, ON

Timing Your Home Sale in Barrie, ON

April 26, 2017 | Posted by: Roar Solutions

Timing the sale of your home in Barrie, ON is easier said than done. There are all sorts of factors to consider, from seasonal advantages to the economic climate of a particular region. And that's in ... [read more]

Going Away for the Holidays? Protect Your Barrie, ON Home against Burglars!

Going Away for the Holidays? Protect Your Barrie, ON Home against Burglars!

March 29, 2017 | Posted by: Roar Solutions

Burglars look for opportune moments to enter homes in search of valuables, and they don't take breaks for the holidays. In fact, many burglaries take place during the holidays, especially when people ... [read more]

5 Tips for Buying Your First Rental Property in Barrie, ON

5 Tips for Buying Your First Rental Property in Barrie, ON

March 1, 2017 | Posted by: Roar Solutions

Investing in a rental property in Barrie, ON is a great step toward earning passive income and building wealth. Unfortunately, becoming a landlord for the first time can also be challenging and lead t ... [read more]

5 Things That Increase Your Risk of Identity Theft in Barrie, Ontario

5 Things That Increase Your Risk of Identity Theft in Barrie, Ontario

February 22, 2017 | Posted by: Roar Solutions

Identity thieves can access your information in a staggering number of ways; being aware of some of the risks can help you shore up your defenses and stop thieves in their tracks. These commonly used ... [read more]

7 Tips for Buying a Condominium in Barrie, ON

7 Tips for Buying a Condominium in Barrie, ON

February 1, 2017 | Posted by: Roar Solutions

There are many advantages to living in a condominium in Barrie, ON. You aren't required to mow the grass or shovel the snow (if any). You have access to amenities such as pools and fitness centers. An ... [read more]

5 Simple Ways to Get Your Barrie, ON Home Ready to Sell

5 Simple Ways to Get Your Barrie, ON Home Ready to Sell

January 11, 2017 | Posted by: Roar Solutions

If you are working up to selling your Barrie, ON home, there are a few quick updates that you can do to get it in better shape for the market. Minimal time upfront getting your property ready to sell ... [read more]

Mortgaging in Barrie? Loan-to-Value Ratio Explained.

Mortgaging in Barrie? Loan-to-Value Ratio Explained.

December 7, 2016 | Posted by: Roar Solutions

The world of finance is often filled with complex and arcane terms, from points on the refinancing of your home mortgage to the annual percentage rate you earn on your savings account or certificate o ... [read more]

How to Save Money for a Down Payment in Barrie, ON.

How to Save Money for a Down Payment in Barrie, ON.

November 30, 2016 | Posted by: Roar Solutions

Saving money is a lot like dieting -- easy to understand but difficult to execute and follow through. Intellectually, you know that having that extra piece of pie or second helping of French fries is ... [read more]

Changing your Financial Habits in Barrie, ON.

Changing your Financial Habits in Barrie, ON.

November 16, 2016 | Posted by: Roar Solutions

Some financial habits are good, but others can hold you back and prevent you from saving. If you need to change your financial habits, it is important to take a step-by-step approach. This three-step ... [read more]

Make Money When You Buy in Barrie, ON

Make Money When You Buy in Barrie, ON

October 29, 2016 | Posted by: Roar Solutions

Every intelligent real estate investor understands the basic principle of making money when you buy. It’s extremely important to learn and understand this concept for your business because it ca ... [read more]

 Great Tips To Pay Off Your Barrie and Orillia Mortgage Early

Great Tips To Pay Off Your Barrie and Orillia Mortgage Early

September 28, 2016 | Posted by: Roar Solutions

Are you looking for ways to speed up paying off your Barrie mortgage? Most mortgages are taken out for 15- to 30-year periods. However, this shouldn't stop you from paying off your mortgage early if y ... [read more]

Strategies to Dig Yourself Out of the Debt Hole in Barrie, Ontario

Strategies to Dig Yourself Out of the Debt Hole in Barrie, Ontario

September 21, 2016 | Posted by: Roar Solutions

Debt.  It's something almost everyone will have at some point in their life.  But what happens when your debt begins to get the better of you?  What options are available?  Some si ... [read more]

Buying a New Home Instead of an Existing Home in Barrie, Ontario? Consider These Advantages and Disadvantages First

Buying a New Home Instead of an Existing Home in Barrie, Ontario? Consider These Advantages and Disadvantages First

August 24, 2016 | Posted by: Roar Solutions

If you're pre-approved for your mortgage and planning on investing in real estate in Barrie, ON, then you're going to have two main options: to buy an existing home or buy a new home. An existing home ... [read more]

The Benefits of Investing in Income-Producing Properties In Barrie, Ontario

The Benefits of Investing in Income-Producing Properties In Barrie, Ontario

August 10, 2016 | Posted by: Roar Solutions

Making money in any real estate venture is a difficult task, and many people don't have the skills (or the stomach) for flipping houses. An alternative to this intrinsically risky activity is to purch ... [read more]

Holding an Open House in Barrie, Ontario? Tips to Boost Your Sale!

Holding an Open House in Barrie, Ontario? Tips to Boost Your Sale!

July 27, 2016 | Posted by: Roar Solutions

Is your home currently on the market in Barrie, Ontario ? Are you hoping for a quick sale and want to stack the odds in your favour? One powerful option to consider is to maximize the potential of the ... [read more]

Should You Spend the Full Mortgage Amount You're Approved For in Barrie?

Should You Spend the Full Mortgage Amount You're Approved For in Barrie?

July 20, 2016 | Posted by: Roar Solutions

Before you start shopping for a new home in Barrie, Ontario, you'll need to know exactly how much house you can afford. Otherwise, you could end up in a home that is way out of your budget. What you q ... [read more]

Getting a Home Equity Line of Credit in Barrie, Ontario

Getting a Home Equity Line of Credit in Barrie, Ontario

July 13, 2016 | Posted by: Roar Solutions

A home equity line of credit (HELOC) allows you to use your home equity as collateral to secure a revolving credit line for major purchases, such as:  .   Home renovations .  &nb ... [read more]

Applying for a Mortgage in Barrie - How Much Can You Afford?

Applying for a Mortgage in Barrie - How Much Can You Afford?

June 29, 2016 | Posted by: Roar Solutions

Before shopping for a new home, your first step should be figuring out how much house you can afford. Home affordability is calculated on the total household income, the personal monthly expenses of t ... [read more]

Ready to Sell Your Barrie Home? Use This Home Sale Checklist to be Sure

Ready to Sell Your Barrie Home? Use This Home Sale Checklist to be Sure

June 22, 2016 | Posted by: Roar Solutions

Selling your home is a big decision, and you want to make sure everything is just right before you put the property on the market. For years, you have looked at your home through the eyes of a proud o ... [read more]

The 'Why' Behind Barrie Mortgage Rates

The 'Why' Behind Barrie Mortgage Rates

June 8, 2016 | Posted by: Roar Solutions

Getting the lowest mortgage rate depends on a number of factors.  For instance, where you live can affect the lowest available rates. Ontario usually has the most competitive rates in Canada, in ... [read more]

Mortgage Mistakes to Avoid

Mortgage Mistakes to Avoid

June 1, 2016 | Posted by: Roar Solutions

If you about to apply for a mortgage or are currently seeking approval for a loan, here are some pitfalls to avoid. Check your credit. You may have issues with your credit that you don’t know a ... [read more]

Renewing a Mortgage in Barrie: What You Should Know

Renewing a Mortgage in Barrie: What You Should Know

May 18, 2016 | Posted by: Roar Solutions

Renewing a mortgage is like starting from scratch – in most cases, your existing mortgage will be closed and a new mortgage with new terms and rates will be set up. When conditions are favorable ... [read more]

Zero Down Mortgages

Zero Down Mortgages

May 11, 2016 | Posted by: Roar Solutions

Traditionally, the expected down payment for a home has been 20% of the purchase price. That’s $20,000 down on a home that’s only $100,000 – and that’s a lot of money for what ... [read more]

Variable-Rate Mortgage Basics for Barrie Homebuyers

Variable-Rate Mortgage Basics for Barrie Homebuyers

April 13, 2016 | Posted by: Roar Solutions

In addition to finding Barrie's best interest rates, one of your major tasks when choosing a mortgage will be deciding whether to take a fixed-rate or variable-rate product. Although fixed rates are a ... [read more]

5 Questions to Compare Barrie Mortgage Brokers

5 Questions to Compare Barrie Mortgage Brokers

March 30, 2016 | Posted by: Roar Solutions

Ready to get the best mortgage rate in Barrie? Even if you gather quotes from various mortgage brokers online, be sure to check with your local mortgage brokers. In addition to being able to build a p ... [read more]

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