Barrie Mortgage Blog
Barrie, Newmarket, Orillia, Simcoe County, Midland, Collingwood, Wasaga Beach Mortgage Broker of Choice
Category: Barrie Mortgage Bites (50 posts)
What is Mortgage Porting in Barrie, Orillia, Midland and across Ontario
January 18, 2023 | Posted by: Della Dwyer - Your Trusted Barrie and Surrounding areas Mortgage Broker
Your browser does not support the video tag. When you own a home in Barrie, Orillia, Midland, Wasaga Beach or anywhere in-between, and decide to purchase a new property, you may have the opti ...
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Multi-Family Lending: What You Need To Know About Hard Money Loans in Barrie, Ontario
March 1, 2021 | Posted by: Della Dwyer - Your Trusted Barrie and Surrounding areas Mortgage Broker
Multi-Family Lending: What You Need To Know About Hard Money Loans Multi-family real estate is one of the most popular investments for both newbie and seasoned investors. Buyers in the past used trad ...
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Why Borrowers May Choose a Private Mortgage in Barrie, Ontario
February 17, 2021 | Posted by: Della Dwyer - Your Trusted Barrie and Surrounding areas Mortgage Broker
Why Borrowers May Choose a Private Mortgage When most people want to buy a home, they get a list of local banks and mortgage companies to start comparing the available financing options. However, the ...
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How to Handle a Mortgage After a Separation or Divorce in Barrie, Ontario
February 2, 2021 | Posted by: Della Dwyer - Your Trusted Barrie and Surrounding areas Mortgage Broker
Mortgage Life After Separation and Divorce Separation and divorce present many challenges. It's a situation you likely never thought you'd never be in, but now there are personal and financial conseq ...
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When Is Mortgage Refinancing a Bad Idea in Barrie, Ontario?
June 3, 2020 | Posted by: Della Dwyer - Your Trusted Barrie and Surrounding areas Mortgage Broker
Property owners refinance their homes and commercial properties all the time. As your credit improves and you have built more equity into the property, it may make fiscal sense to refinance when inter ...
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5 Smart Ways to Use a Home Equity Line of Credit
April 15, 2020 | Posted by: Della Dwyer - Your Trusted Barrie and Surrounding areas Mortgage Broker
For homeowners across the globe, home equity lines of credit (HELOCs) have become a handy way of tapping into the value of their homes. However, when borrowing money against your home, it is always a ...
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What should you consider when refinancing your mortgage in Barrie, Ontario?
April 1, 2020 | Posted by: Della Dwyer - Your Trusted Barrie and Surrounding areas Mortgage Broker
Mortgage rates are at a historic low. If you're thinking about refinancing your mortgage, you could possibly save significant amounts of money over the years. Especially in the first years of owning y ...
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How to Improve Your Chances of Being Approved for a Mortgage in Barrie, ON
September 24, 2019 | Posted by: Della Dwyer - Your Trusted Barrie and Surrounding areas Mortgage Broker
For most first time home buyers, obtaining a mortgage is a crucial part of the purchasing process. However, being approved for a mortgage is often easier said than done. It can be disheartening to f ...
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The Pros And Cons Of Reverse Mortgages in Barrie, ON
September 10, 2019 | Posted by: Della Dwyer - Your Trusted Barrie and Surrounding areas Mortgage Broker
No matter how carefully you plan, life can put a dent in your retirement funds. A life-altering accident or illness can turn your life upside down. Dipping into your retirement to meet uncovered expen ...
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Should You Get a Shorter-Term Mortgage, Make Extra Payments, or Something Else in Barrie, ON?
July 30, 2019 | Posted by: Della Dwyer - Your Trusted Barrie and Surrounding areas Mortgage Broker
When getting a home mortgage, if you can afford higher payments, often the option of a 15-year loan instead of one of 30 years is an option. It can be an enticing idea to know that you'll be fre ...
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Real Estate: How to Refinance a Mortgage with a Bad Credit Score in Barrie, ON
June 25, 2019 | Posted by: Della Dwyer - Your Trusted Barrie and Surrounding areas Mortgage Broker
There are many excellent reasons a homeowner may look into refinancing their mortgage. To refinance means to replace your current mortgage with a new one, almost always with a lower interest rate. For ...
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6 Home Renovations That Will Increase Your Home's Value in Barrie, ON
June 18, 2019 | Posted by: Della Dwyer - Your Trusted Barrie and Surrounding areas Mortgage Broker
Home renovations can be an expensive and time-consuming commitment, and whether you plan on staying put for the long haul or flipping the house right away, it's worth knowing which renovation projects ...
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Great Buy on a Home in Barrie, ON? - Don't Expect the Appraisal to Prove It
May 28, 2019 | Posted by: Della Dwyer - Your Trusted Barrie and Surrounding areas Mortgage Broker
Buying a home can be fun and exciting, especially when you drive a hard bargain and get that seller over a barrel. You did your research, caught a home with higher than average days on the marke ...
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Planning to Refinance Your Mortgage in Barrie, ON? Ask These 4 Questions First
May 14, 2019 | Posted by: Della Dwyer - Your Trusted Barrie and Surrounding areas Mortgage Broker
Deciding to refinance is a crucial financial move that can help you make significant savings. When you plan properly, do your research, and take time to evaluate where you stand financially, you'll be ...
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Looking to Invest in Barrie, ON? Pay Down Your Mortgage Instead
April 9, 2019 | Posted by: Della Dwyer - Your Trusted Barrie and Surrounding areas Mortgage Broker
With all the gloomy news about pension plans in the press you may be worrying whether you should actually be investing in a pension plan or not. A new wave of thinking suggests possibly not. There may ...
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The Advantages and Disadvantages of Buying a New Home vs an Existing Home in Barrie, ON
April 2, 2019 | Posted by: Della Dwyer - Your Trusted Barrie and Surrounding areas Mortgage Broker
If you're planning on investing in real estate, then you're going to have two main options: to buy an existing home or buy a new home in Barrie, ON. An existing home is a house that has been lived in ...
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Seven Inexpensive Home Staging Ideas for a Quick Sale for people in Barrie, ON
March 12, 2019 | Posted by: Della Dwyer - Your Trusted Barrie and Surrounding areas Mortgage Broker
When your Barrie, ON home is on the market, first impressions matter more than ever. If a potential buyer doesn’t like what they see in the first few minutes, that bad start could color the rest ...
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Five Reasons Why You Should Have More Than One Bank Account in Barrie, ON
February 12, 2019 | Posted by: Della Dwyer - Your Trusted Barrie and Surrounding areas Mortgage Broker
In today's tech world, being victimized by hackers can leave you penniless if you have only one bank account. The following five situations demonstrate how a having a backup account can keep you ...
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For Savvy Spenders in Barrie, ON: How to Make the Most of your Credit Cards
December 11, 2018 | Posted by: Della Dwyer - Your Trusted Barrie and Surrounding areas Mortgage Broker
Savvy Spender: Simple, Smart Ways to Make the Most of Your Credit Cards With their vast array of special perks and member benefits, credit cards are an appealing financing option for modern Barrie, O ...
read moreBuying a Barrie or Orillia Home, Step One: Mortgage Pre-Approval
November 20, 2018 | Posted by: Della Dwyer - Your Trusted Barrie and Surrounding areas Mortgage Broker
Whether you're looking to buy your first home, or haven't purchased a home in the past several years, you may be surprised to discover that searching your local real estate listings is not always the ...
read more7 Easy Tips for Preventing Clutter
October 23, 2018 | Posted by: Della Dwyer - Your Trusted Barrie and Surrounding areas Mortgage Broker
Whether you are preparing your Barrie home for sale or just trying to gain a little sanity it's great to declutter your home. From saving space to sparing time and reducing stress, decluttering can ma ...
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Why Remortgage Your Barrie Home? 4 Excellent Reasons to Consider Refinancing Your Home
October 16, 2018 | Posted by: Della Dwyer - Your Trusted Barrie and Surrounding areas Mortgage Broker
Your Barrie, Ontario home is probably the most significant purchase you'll ever make, yet it's surprising how many people simply continue paying their mortgage every month without thinking too much ...
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3 Simple Updates to Help Sell Your Barrie, ON Home Fast
October 2, 2018 | Posted by: Della Dwyer - Your Trusted Barrie and Surrounding areas Mortgage Broker
If you're getting ready to sell your Barrie, ON home, you may be wondering what you can do to help it sell quickly. How can you make your home more appealing without investing a lot of time or money? ...
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Getting Your Whole Family on Board When Selling Your Barrie, Ontario Home
September 25, 2018 | Posted by: Della Dwyer - Your Trusted Barrie and Surrounding areas Mortgage Broker
If you are selling your Barrie, Ontairo home, this can be a challenge when you are in charge of getting your family on board as well. Selling a home with kids has its own challenges, but it isn't impo ...
read morePrice Your Barrie, Orillia or Midland On Home Realistically If You Want It To Sell
September 11, 2018 | Posted by: Della Dwyer - Your Trusted Barrie and Surrounding areas Mortgage Broker
Setting a price for the Barrie, Orillia or Midland On home you are selling requires serious thought and research. Homebuyers have choices in today's market, and that means you should not list your hom ...
read moreTiming Your Home Sale in Barrie, ON
August 28, 2018 | Posted by: Della Dwyer - Your Trusted Barrie and Surrounding areas Mortgage Broker
Timing the sale of your home in Barrie, ON is easier said than done. There are all sorts of factors to consider, from seasonal advantages to the economic climate of a particular region. And that's in ...
read moreGoing Away for the Holidays? Protect Your Barrie, ON Home against Burglars!
August 7, 2018 | Posted by: Della Dwyer - Your Trusted Barrie and Surrounding areas Mortgage Broker
Burglars look for opportune moments to enter homes in search of valuables, and they don't take breaks for the holidays. In fact, many burglaries take place during the holidays, especially when people ...
read more5 Tips for Buying Your First Rental Property in Barrie, ON
July 10, 2018 | Posted by: Della Dwyer - Your Trusted Barrie and Surrounding areas Mortgage Broker
Investing in a rental property in Barrie, ON is a great step toward earning passive income and building wealth. Unfortunately, becoming a landlord for the first time can also be challenging and lead t ...
read more5 Things That Increase Your Risk of Identity Theft in Barrie, Ontario
July 3, 2018 | Posted by: Della Dwyer - Your Trusted Barrie and Surrounding areas Mortgage Broker
Identity thieves can access your information in a staggering number of ways; being aware of some of the risks can help you shore up your defenses and stop thieves in their tracks. These commonly used ...
read more7 Tips for Buying a Condominium in Barrie, ON
May 29, 2018 | Posted by: Della Dwyer - Your Trusted Barrie and Surrounding areas Mortgage Broker
There are many advantages to living in a condominium in Barrie, ON. You aren't required to mow the grass or shovel the snow (if any). You have access to amenities such as pools and fitness centers. An ...
read more5 Simple Ways to Get Your Barrie, ON Home Ready to Sell
May 15, 2018 | Posted by: Della Dwyer - Your Trusted Barrie and Surrounding areas Mortgage Broker
If you are working up to selling your Barrie, ON home, there are a few quick updates that you can do to get it in better shape for the market. Minimal time upfront getting your property ready to sell ...
read moreMortgaging in Barrie? Loan-to-Value Ratio Explained.
April 10, 2018 | Posted by: Della Dwyer - Your Trusted Barrie and Surrounding areas Mortgage Broker
The world of finance is often filled with complex and arcane terms, from points on the refinancing of your home mortgage to the annual percentage rate you earn on your savings account or certificate o ...
read moreHow to Save Money for a Down Payment in Barrie, ON.
April 3, 2018 | Posted by: Della Dwyer - Your Trusted Barrie and Surrounding areas Mortgage Broker
Saving money is a lot like dieting -- easy to understand but difficult to execute and follow through. Intellectually, you know that having that extra piece of pie or second helping of French fries is ...
read moreChanging your Financial Habits in Barrie, ON.
March 20, 2018 | Posted by: Della Dwyer - Your Trusted Barrie and Surrounding areas Mortgage Broker
Some financial habits are good, but others can hold you back and prevent you from saving. If you need to change your financial habits, it is important to take a step-by-step approach. This three-step ...
read moreMake Money When You Buy in Barrie, ON
February 27, 2018 | Posted by: Della Dwyer - Your Trusted Barrie and Surrounding areas Mortgage Broker
Every intelligent real estate investor understands the basic principle of making money when you buy. It’s extremely important to learn and understand this concept for your business because it ca ...
read moreGreat Tips To Pay Off Your Barrie and Orillia Mortgage Early
January 30, 2018 | Posted by: Della Dwyer - Your Trusted Barrie and Surrounding areas Mortgage Broker
Are you looking for ways to speed up paying off your Barrie mortgage? Most mortgages are taken out for 15- to 30-year periods. However, this shouldn't stop you from paying off your mortgage early if y ...
read moreStrategies to Dig Yourself Out of the Debt Hole in Barrie, Ontario
January 23, 2018 | Posted by: Della Dwyer - Your Trusted Barrie and Surrounding areas Mortgage Broker
Debt. It's something almost everyone will have at some point in their life. But what happens when your debt begins to get the better of you? What options are available? Some si ...
read moreBuying a New Home Instead of an Existing Home in Barrie, Ontario? Consider These Advantages and Disadvantages First
December 26, 2017 | Posted by: Della Dwyer - Your Trusted Barrie and Surrounding areas Mortgage Broker
If you're pre-approved for your mortgage and planning on investing in real estate in Barrie, ON, then you're going to have two main options: to buy an existing home or buy a new home. An existing home ...
read moreThe Benefits of Investing in Income-Producing Properties In Barrie, Ontario
December 12, 2017 | Posted by: Della Dwyer - Your Trusted Barrie and Surrounding areas Mortgage Broker
Making money in any real estate venture is a difficult task, and many people don't have the skills (or the stomach) for flipping houses. An alternative to this intrinsically risky activity is to purch ...
read moreHolding an Open House in Barrie, Ontario? Tips to Boost Your Sale!
November 28, 2017 | Posted by: Della Dwyer - Your Trusted Barrie and Surrounding areas Mortgage Broker
Is your home currently on the market in Barrie, Ontario ? Are you hoping for a quick sale and want to stack the odds in your favour? One powerful option to consider is to maximize the potential of the ...
read moreShould You Spend the Full Mortgage Amount You're Approved For in Barrie?
November 21, 2017 | Posted by: Della Dwyer - Your Trusted Barrie and Surrounding areas Mortgage Broker
Before you start shopping for a new home in Barrie, Ontario, you'll need to know exactly how much house you can afford. Otherwise, you could end up in a home that is way out of your budget. What you q ...
read moreGetting a Home Equity Line of Credit in Barrie, Ontario
November 14, 2017 | Posted by: Della Dwyer - Your Trusted Barrie and Surrounding areas Mortgage Broker
A home equity line of credit (HELOC) allows you to use your home equity as collateral to secure a revolving credit line for major purchases, such as: . Home renovations . &nb ...
read moreApplying for a Mortgage in Barrie - How Much Can You Afford?
October 31, 2017 | Posted by: Della Dwyer - Your Trusted Barrie and Surrounding areas Mortgage Broker
Before shopping for a new home, your first step should be figuring out how much house you can afford. Home affordability is calculated on the total household income, the personal monthly expenses of t ...
read moreReady to Sell Your Barrie Home? Use This Home Sale Checklist to be Sure
October 17, 2017 | Posted by: Della Dwyer - Your Trusted Barrie and Surrounding areas Mortgage Broker
Selling your home is a big decision, and you want to make sure everything is just right before you put the property on the market. For years, you have looked at your home through the eyes of a proud o ...
read moreThe 'Why' Behind Barrie Mortgage Rates
October 10, 2017 | Posted by: Della Dwyer - Your Trusted Barrie and Surrounding areas Mortgage Broker
Getting the lowest mortgage rate depends on a number of factors. For instance, where you live can affect the lowest available rates. Ontario usually has the most competitive rates in Canada, in ...
read moreMortgage Mistakes to Avoid
October 3, 2017 | Posted by: Della Dwyer - Your Trusted Barrie and Surrounding areas Mortgage Broker
If you about to apply for a mortgage or are currently seeking approval for a loan, here are some pitfalls to avoid. Check your credit. You may have issues with your credit that you don’t know a ...
read moreRenewing a Mortgage in Barrie: What You Should Know
September 26, 2017 | Posted by: Della Dwyer - Your Trusted Barrie and Surrounding areas Mortgage Broker
Renewing a mortgage is like starting from scratch – in most cases, your existing mortgage will be closed and a new mortgage with new terms and rates will be set up. When conditions are favorable ...
read moreZero Down Mortgages
September 19, 2017 | Posted by: Della Dwyer - Your Trusted Barrie and Surrounding areas Mortgage Broker
Traditionally, the expected down payment for a home has been 20% of the purchase price. That’s $20,000 down on a home that’s only $100,000 – and that’s a lot of money for what ...
read moreVariable-Rate Mortgage Basics for Barrie Homebuyers
August 22, 2017 | Posted by: Della Dwyer - Your Trusted Barrie and Surrounding areas Mortgage Broker
In addition to finding Barrie's best interest rates, one of your major tasks when choosing a mortgage will be deciding whether to take a fixed-rate or variable-rate product. Although fixed rates are a ...
read more5 Questions to Compare Barrie Mortgage Brokers
August 8, 2017 | Posted by: Della Dwyer - Your Trusted Barrie and Surrounding areas Mortgage Broker
Ready to get the best mortgage rate in Barrie? Even if you gather quotes from various mortgage brokers online, be sure to check with your local mortgage brokers. In addition to being able to build a p ...
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